I can't tell you how many times I find someone with an 8-year old computer and no backups. I was recently handed a laptop where BIOS didn't recognize a hard drive attached. She was working hard to pass a class, What do you think this will do to her grade? Hard drives can die at any time for a variety of reasons.
Unless you don't have a hard drive in your computer, you need to backup! Please please please backup. Not doing so is very costly. What would you do if your address book database was corrupted tomorrow? What if windows doesn't boot up next time you restart? These things happen, and can't always be fixed.
You can backup online, on an external hard drive; maybe CD's if your masochistic like that. I strongly suggest a fully automatic system so you never forget. For less than $5 a month you can backup your complete system online! I like this kind of solution because someone else takes care of all the hardware, and you get free software updates. As backup software gets more sexy, like what apple is doing for it's next OS release, I'm sure people will get more into backup solutions.
But don't wait, do something now! have a backup of everything important to you, Think hard on this... What is important to you? all your records: email, accounting, instant messaging, purchased items from iTunes or other online download services. You will never truly know the value of something until it is gone!
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